If you have been hurt in a car collision, you do not want to worry about the legal process—it’s best to focus on your recovery. Following an accident, you should contact your insurer as soon as possible. Even if the accident is minor, this is important because you want to ensure you have coverage for damages and injuries if necessary.
In most accidents, regardless of whether there are injuries or severe damage, it’s a good idea to contact the police from the scene of the crash. You must also collect a copy of the police report if possible. However, not all cases require you to contact the police by law. You do not have to contact the local police in most circumstances if:
However, it is important to be cautious. Sometimes, injuries become worse over time. You may not feel hurt immediately after the accident even if you have incurred serious injuries. Due to the adrenaline rush following a crash, many people do not feel pain until later. Some people simply ignore the problems until it is too late. You must speak to a San Antonio Car Accident Lawyer to know when it’s appropriate to file a lawsuit against the party at fault.
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When a person files a personal injury case, they may be eligible to receive compensation for many different types of losses. The following are some of the losses and damages for which a claimant could potentially receive compensation:
Personal injury law is an area of civil law, and it covers others’ intentional acts and negligence. Negligence refers to an individual’s unreasonable actions that violate a duty of care. Negligent drivers are typically speeding, driving unsafely, or doing other risky things while on the road. There are many ways a driver can be negligent. Proving negligence, however, is not always easy.
There are certain elements that make a personal injury case more viable. To prove that another driver is at fault, a San Antonio car accident lawyer will examine all aspects of the case. Evidence from the scene of the accident is crucial. Other experts may offer their analysis to help build a personal injury case. Multiple elements must be linked to prove a personal injury.
If we look at the motor vehicle crash (MVC) death rates per 100,000 people in Texas between the year 2015 to 2019, it is nearly 13.5. This is greater than that of the United States as a whole, at 11.7. Motor vehicles include cars, buses, trucks, and other vehicles.
The MVC death rate per 100,000 people for females is nearly 7.7 in Texas. For males in Texas, the rate is 19.5. The age group MVC death rate is highest in the 74 to 85 year age group, and the minimum death rate is for those who are 5 to 14 years old 2.6.
The following types of car accidents may result in personal injuries:
You must gather evidence that may include the following:
When choosing your car insurance, you have two choices:
Full Tort: In full tort option, you have the right to get recovery of your pain and suffering. There is no threshold in full tort insurance; you can get reimbursement for minor injuries as well as more serious injuries.
Limited Tort: In limited tort insurance, you cannot recover from your pain and suffering. An individual would need to show evidence that their personal injury was caused due to permanent disability or severe impairment, or has resulted in wrongful death.
There are exceptions to limited tort. You have an opportunity to convert the limited tort insurance to full tort insurance. Limited tort insurance can be converted to full tort when the other driver was driving a vehicle registered outside of Texas or was driving under the influence. In these situations, you can switch to the full tort option.
Whether you choose limited tort or full tort, you may be able to obtain monetary help for your economic losses, including property damage, medical bills, and lost income.
Many drivers do not have insurance, or they may buy coverage from insurance companies that provide inadequate coverage. If you want to protect yourself and your family members, then you can purchase both uninsured and underinsured motorist coverage. Suppose you got injured in a hit and run accident and the driver is unidentified. In this case, then uninsured motorist coverage can help you. In the case when the accident has been caused by an uninsured driver, you are asking your insurance company to pay for all the damages against you.
However, in this case, you would also need to prove that the accident has been caused by the negligence of the other party. In addition to this, you need to prove that the other party was uninsured. All auto insurance policies in Texas include Personal Injury Protection (PIP) coverage. With underinsured motorist coverage, a driver does not have enough to pay for the car repair bills and other medical expenses. This also applies with hit-and-run accidents.
Legal representatives can offer many benefits for those who have been involved in accidents. One of the main advantages of hiring an experienced legal counselor is assistance in dealing with insurers. Dealing with insurance companies can get tricky, and many insurance agents will work very hard to reduce your compensation.
There is a high likelihood that an insurer might not receive or accept your claim. Therefore, speaking with an experienced law firm is necessary.
In some cases, accidents result in severe injuries such as brain injuries, neck injuries, limb injuries, broken bones or fractures, spinal cord injuries, amputation, surgeries, or even wrongful death. There are different rules and regulations in personal injury law that must be followed closely. Attorneys and legal professionals know how to apply these laws to prove the other party’s fault. They will ensure that all paperwork and evidence are filed within the necessary deadlines.
Be sure to file your claim within the statute of limitations. The time frame within which you must file a car accident claim is 2 years from the date when the accident took place. If you file a complaint after this period, you may lose all rights to compensation.
A San Antonio Personal Injury Lawyer can determine the amount of compensation you should seek based on:
Personal injury lawyers will consider all the factors at play in order to determine what kind of damages you can pursue as an accident victim. If you need assistance with your car accident case, you should contact a San Antonio Car accident attorney at Khattar Law, PC.
Professionals at Khattar Law, PC can stand by your side throughout the entire legal process and help you pursue compensation for your losses. Schedule a free case review today to get started.
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